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Luke Wallace

Dealer or Manufacturer: Who’s Actually Liable When a "Certified" Car Was Wrecked?

You bought a "Toyota Certified" or "GM Certified" used vehicle. It came with a glossy sticker, a detailed inspection checklist, and a salesperson who told you it was as close to a new car as a used one gets. Then you find out it had been wrecked — maybe you noticed overspray in the wheel well, maybe a body shop found evidence of frame repair, maybe a new Carfax update finally caught up with the truth.
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Luke Wallace

Your Landlord Can Blacklist You From Your Next Apartment — Even If They're the One Who Broke the Rules

Imagine applying for an apartment near campus, getting denied, and having no idea why. You paid your rent on time. You didn't damage anything. You gave notice. And yet somewhere in a database, your name is now attached to an "eviction" or a "debt owed" that either isn't true, isn't yours, or isn't the whole story. That's not a hypothetical. It's exactly the kind of harm the Federal Trade Commission just took action over.
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Luke Wallace

The Car Dealer Changed Our Deal

When shopping for new or used vehicle, one of the most crucial factors to evaluate is the financing terms. Unfortunately, this happens at the end of the sale and when you as the consumer are most likely both worn down and excited to go home with your new purchase.
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